Biometric Data for Underwriting Automation
Structured health signals captured in 30 seconds from a smartphone camera, designed for integration into accelerated underwriting workflows
Biometric Signals for Risk Assessment
Every scan delivers multiple physiological data points for underwriting models
Resting Heart Rate Capture
Collect applicant resting heart rate through contactless facial scan. This objective cardiovascular measurement provides underwriting teams with a baseline physiological indicator that supplements questionnaire responses and supports risk stratification models.
Heart Rate Variability Analysis
HRV data reveals autonomic nervous system function and is a recognized biomarker in actuarial research. Smartphone-captured HRV metrics give your models an additional variable for assessing cardiovascular and metabolic risk in applicant populations.
Hemodynamic Signal Extraction
Extract blood volume pulse waveform characteristics from facial video analysis. These hemodynamic signals provide insight into vascular health indicators that actuarial teams can evaluate as supplementary underwriting evidence.
Physiological Stress Index
Quantify applicant stress response through multi-signal analysis during the scan window. This objective measurement adds a behavioral health dimension to underwriting data that self-reported questionnaires typically cannot capture reliably.
Biometric Signals for Risk Assessment
Built for Insurance Workflows
Architecture designed for underwriting automation and compliance
Contactless Biometric Collection
Applicants complete their biometric scan using their own smartphone camera during the application process. No paramedical visit, no fluid collection, no specialized hardware. The scan takes 30 seconds and can be embedded into any digital application workflow.
Structured Data Output for Decision Engines
Biometric results are delivered as structured data via API, formatted for direct ingestion by automated underwriting decision engines. Each scan produces quantified health signals that integrate with rules-based and algorithmic underwriting platforms.
On-Device Processing for Data Governance
All biometric analysis runs on the applicant's smartphone. No facial video or raw biometric data is transmitted to external servers, simplifying HIPAA considerations and reducing the data governance burden on your compliance and legal teams.
Built for Insurance Workflows
Biometric Scan vs Questionnaire-Only Underwriting
| Feature | TryHealthScan | Traditional Methods |
|---|---|---|
| Objective Physiological Data | ||
| No Paramedical Exam Required | ||
| Results in Under 60 Seconds | ||
| Reinsurer-Evaluable Evidence | Limited | |
| Supports Same-Day Policy Issuance |
Experience TryHealthScan Today
See what contactless vitals monitoring can do — try it free.